Your clients are as important to us as they are to you.
From day one, it's always been about the investor.
Schwab was founded on the idea that our clients are at the heart of everything we do. We put this idea into action by constantly evolving our products and services to meet the needs of investors. Our client-first philosophy is the foundation of our business and will serve as the foundation for yours as a Schwab franchise owner.
We continue to disrupt the industry on behalf of investors.
We understand that investing can be complex, so we develop products and services to make investing more accessible to investors at every point in their financial journey. That includes driving down costs, being clear and transparent about our pricing, and backing our commitment to client satisfaction with a guarantee.1
Clients have access to a range of modern wealth management solutions.
We've created a wide range of products and services to help meet the evolving needs, objectives, and preferences of all clients. And we've added tools and insights to empower investors to plan and make informed decisions about their investments and their financial future.
We provide multiple options for planning and investing.
You won't find a one-size-fits-all approach here. We let investors work with us how they want, whether that means personalized guidance from an investment advisor, automated investing, or self-directed trading.
Why low costs and transparent pricing? Because it's the right thing to do.
Costs matter—a lot. That's why we offer some of the lowest-cost products in the industry, with straightforward, transparent pricing. In fact, we were the first in the industry to offer $0 commissions on online trades.2 Today's investors expect great value. And that's what we deliver.
Challenging the status quo and championing investors from the beginning.
For over 50 years, Schwab has been shaking up Wall Street as an industry innovator and helping more people become investors. We made a commitment long ago to offer more choices and tools to help our clients manage their financial future so that they can own their tomorrow. And we stand by that commitment today.
A legacy of investor-focused innovation and growth
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1975
1970: Chuck Schwab Creates a Discount Brokerage
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1982
1980: Schwab Embraces 24/7 Service
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1987
1980: Financial Advisor Service Launches
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1992
1990: Mutual Funds: Access, Convenience, Low Cost
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1996
1990: Low-Cost Online Trading
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2002
2000: Quantitative Fact-Based Ratings
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2005
2000: Checking Meets Investing
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2006
2000: Affordable Professional Investment Advice
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2009
2000: Commission-Free ETFs
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2011
2010: Schwab opens 1st Independent Branch
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2013
2010: Accountability As Policy
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2015
2010: Automated and Simple Investing
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2019
2010: $0 Commissions on Online Stock, ETF, and Options Trades
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2020
2020: Combining Two Award-Winning Companies
What are current owners saying about the franchise? They’re happy to tell you.
What are current owners saying about the franchise? They're happy to tell you.
1. Schwab Satisfaction Guarantee: If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab"), Charles Schwab Bank, SSB ("Schwab Bank"), or another Schwab affiliate, as applicable, will refund any eligible fee related to your concern. Refund requests must be received within 90 days of the date the fee was charged. Two kinds of "Fees" are eligible for this guarantee: (1) "Program Fees" for the Schwab Wealth Advisory ("SWA"), Schwab Managed Portfolios™ ("SMP"), Schwab Intelligent Portfolios Premium® ("SIP Premium"), and Managed Account Connection® ("Connection")investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors or the Charles Schwab Bank Pricing Guide.
For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by Charles Schwab Investment Management, Inc., an affiliate of Schwab. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab‐affiliated advisors outside of the SWA, SMP, SIP Premium, and Connection services.
The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.
Standard online $0 commission does not apply to over-the-counter (OTC) equities, transaction-fee mutual funds, futures, fixed-income investments, or trades placed directly on a foreign exchange or in the Canadian market. Options trades will be subject to the standard $0.65 per-contract fee. Service charges apply for trades placed through a broker ($25) or by automated phone ($5). Exchange process, ADR, and Stock Borrow fees still apply. See the Charles Schwab Pricing Guide for Individual Investors for full fee and commission schedules.
Charles Schwab & Co., Inc. (member SIPC) receives remuneration from fund companies in the Mutual Fund OneSource® service for recordkeeping and shareholder services, and other administrative services. Schwab also may receive remuneration from transaction fee fund companies for certain administrative services.
Schwab Equity Ratings® and Schwab Equity Ratings International®, Schwab's proprietary stock research, are produced by the Schwab Center for Financial Research (SCFR). SCFR is a division of Charles Schwab & Co., Inc. (Schwab).
Please refer to the Charles Schwab & Co., Inc. Disclosure Brochure for: Schwab Managed Account Services™ Wrap Fee Program, Schwab Managed Portfolios™ Wrap Fee Program, Schwab Financial Planning Services for additional information.
Charles Schwab & Co., Inc. ("Schwab") and TD Ameritrade, Inc., members SIPC, are separate but affiliated subsidiaries of The Charles Schwab Corporation.
The Schwab Bank Investor Checking account is available only as a linked account with a Schwab One® brokerage account. The Schwab One brokerage account has no minimum balance requirements, no minimum balance charges, no minimum trade requirements, and there is no requirement to fund this account when opened with a linked Investor Checking account. To learn more about other Schwab Bank checking accounts, please contact Schwab Bank at 888-403-9000.
The Charles Schwab Corporation provides a full range of brokerage, banking and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc. (Member SIPC), offers investment services and products, including Schwab brokerage accounts. Its banking subsidiary, Charles Schwab Bank, SSB (Member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Access to Electronic Services may be limited or unavailable during periods of peak demand, market volatility, systems upgrade, maintenance, or for other reasons.
Investment and Insurance Products Are: Not FDIC Insured • Not Insured by Any Federal Government Agency • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or any of its Affiliates • Subject to Investment Risks, Including Possible Loss of Principal Amount Invested